AI Entrepreneur & Technologist

Christopher Manuel
Cruz-Guzman

Building the future of productivity and human-AI collaboration. Currently leading AI initiatives at J.P. Morgan while scaling Cruz AI agency.

200+ Team Members Scaled
15+ Countries Explored
Systems Built
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AI Systems
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Global Nomad
Productivity

About Me

A seeker, builder, and connector who thrives at the intersection of tech, creativity, and human connection.

Born in Pleasantville, New York to Ecuadorian and Dominican parents, I've always been drawn to building bridges between different worlds. My journey has taken me from founding startups that scaled to 200+ people, to leading AI initiatives at J.P. Morgan, to exploring 15+ countries as a digital nomad.

I believe that structure creates freedom, and that the best technology enhances human potential rather than replacing it. This philosophy drives everything I build - from productivity systems to AI solutions to the comprehensive life management platform I'm developing called LifeOS.

🎓 Philosophy, Politics & Economics at UPenn
🚀 Venture for America Fellow
🏦 AI & Financial Infrastructure at J.P. Morgan
🌎 Fluent in English & Spanish
Christopher Cruz-Guzman

Atomic Notes

Quick-reference dashboards powering the DDA Going Primary mission. Browse the full atomic notes index →

Data Consistency Signal Stack

Atomic Note · Updated Sep 15, 2025

Guarantees 99%+ accuracy, 1-second SLA adherence, and 99.99% uptime by harmonizing GATCHT3, ESDD, FAP, and Transaction History API streams inside the ODS.

Data Integrity SLA Observability

Open note →

Event Store Reconciliation Control

Atomic Note · Updated Sep 15, 2025

Tracks producer-consumer gaps across DDA, Cards, and shared event metrics, translating latency breaches into tangible customer and operational impacts for rapid mitigation.

Reconciliation Cross-Platform Signal Health

Open note →

Latency Dashboard Readiness

Atomic Note · Updated Sep 15, 2025

Focuses on sub-500ms API response times, TH API field remediation, and JMeter validation across both clusters to unlock a confident go-live window.

Performance Readiness Instrumentation

Open note →

Featured Applications

AI-powered productivity tools and systems that enhance human potential and daily workflows.

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Project Planner

Eisenhower Matrix-based project management with AI-powered task creation and natural language planning. Organize and prioritize your work with intelligent automation.

Matrix View AI Tasks Planning
Launch App →
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HTML Source Code Viewer

Lightweight inspector that fetches and formats any public page's HTML so you can audit markup, troubleshoot landing pages, or copy embeds without leaving the browser.

Web Tools Research Copy Ready
Launch App →
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Prompt DB

Manage your AI prompts with Airtable syncing, fast search, and instant copy actions so your best workflows are always ready to launch.

Prompts AI Ops Knowledge
Launch App →
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Second Brain

AI-powered knowledge management with note-taking, organization, and intelligent insights. Build your personal knowledge base with smart categorization and search.

Notes AI Organization
Launch App →
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Workout Tracker

Comprehensive fitness tracking with exercise libraries, progress charts, and workout planning. Monitor your fitness journey with detailed analytics and goal setting.

Fitness Progress Planning
Launch App →

Latest Writing

Thoughts on AI, productivity, entrepreneurship, and building a meaningful life.

Agent Workflows December 18, 2025

Setting up BMad Method for Claude, Cursor, and Beyond

Progressive disclosure install notes showing how I wired BMad into Cursor, Claude, and web bundles so product, dev, architecture, and QA agents stay in lockstep.

Deploy the BMad Workflow →
Banking Transformation December 12, 2025

The Ultimate Q4 2025 Banking Transformation Guide

Progressive disclosure playbook ranking the 10 mission-critical questions that decide if Going Primary, data reconciliation, and AWS migration commitments land safely.

Open the Executive Guide →
AI Architecture December 6, 2025

Architecting Agentic AI: Why 17 Patterns Matter

Distill Khan’s 17 agentic AI patterns into a builder’s playbook—covering pattern selection, hybrid flows, compute budgeting, and failure-proofing reflexive loops.

Explore the Pattern Playbook →
Productivity Systems December 2, 2025

Your GTD-Aligned Day: December 3 Execution Plan

A full-stack GTD planner for tomorrow: next actions, waiting-fors, prep checklists, and a timeboxed schedule that locks in outcomes for every block.

Open the GTD Day Planner →
Release Management September 25, 2025

ETD API Release Status Update

Progressive disclosure briefing that walks leaders from executive snapshot to detailed risk mitigation ahead of the September 30 go/no-go decision.

Read the Release Briefing →
Cross-Product Architecture October 1, 2025

Transaction List × Search: Architectural Reassessment

Compressed executive briefing covering the intertwined problem statement, options A–C decision matrix, architectural flows, and a single-slide narrative to drive Wednesday’s working session.

Open the Cross-Product Brief →
Productivity Systems November 12, 2025

Introducing the Todoist Urgent & Important Tracker

A modern Todoist control tower that spotlights urgent-important projects, enforces single-task focus, and logs every deep work rep as a Todoist comment.

Launch the Focus Tracker →
Knowledge Systems November 8, 2025

From Information Overload to Deep Understanding

A seven-step, progressive disclosure workflow that captures atomic notes, pressure-tests insights, generates research roadmaps, and ships multimodal outputs for lasting comprehension.

Build the Knowledge Engine →
Design Systems November 6, 2025

Stop Guessing: The 3-Step AI System for Professional App Designs

Explore a sleek, light-background progressive disclosure system that deconstructs world-class apps, forges custom tokens, and brainstorms multi-state screens with Claude Code.

Open the 3-Step System →
MBA Recommendations October 29, 2025

MBA Prep Program Recommendation for Olutayo Fawibe

Walk through a dark-mode, progressive disclosure briefing that documents Tayo Fawibe’s crisis-tested leadership, cross-functional gravity, and growth-ready self-awareness.

Read the Full Recommendation →
API Prioritization October 24, 2025

RICE Framework Analysis: API Request Prioritization for DDA Modernization

Step through a light-background, progressive disclosure RICE briefing that elevates Prevention Desktop, flags Mastercard validation needs, and explains why digital wallet token work must wait for CDP-enabled V4 support.

Review the RICE Playbook →
Recommendation Systems October 22, 2025

Step-by-Step User Event Recommendation Execution Flow

Launch a modern, light-background playbook that validates inputs, vectorizes profiles, calibrates thresholds, and ships psychology-backed nudges with progressive disclosure.

Open the Execution Flow →
MBA Recommendations October 20, 2025

Banking Product Manager Attributes for MBA Recommendations

Give recommenders a light-background, progressive disclosure glossary that translates banking PM strengths, growth areas, and leadership signals into MBA-ready language.

Use the Recommendation Glossary →
Banking Infrastructure October 18, 2025

Banking Transaction Processing Infrastructure Taxonomy

Progressive disclosure meets payment rail stewardship: explore the philosophical foundations, ETL modernization, reconciliation vigilance, resilience engineering, modernization campaigns, and compliance guardrails powering Q4's transaction history mission.

Survey the Infrastructure Map →
Integration Architecture September 23, 2025

Interactive Guide to Data Flow Communication Patterns

Step through live comparisons of REST APIs, message queues, and shared libraries to choose the best integration strategy for DDA transaction history failover without sacrificing resiliency or delivery speed.

Open the Interactive Guide →
AI Notification Library October 12, 2025

Cuculi AI Notification System – Python Function Library

A progressive-disclosure blueprint detailing 32 Python functions, six execution phases, and every YAML configuration that powers Cuculi AI’s psychology-driven notifications.

Explore the Function Library →
Habit Design October 10, 2025

The Struggle of Keeping My Apartment Clean (and How I’m Fighting Back)

How I’m turning daily clutter friction into atomic habits, zone checklists, and a 30-day reclaim plan so leaving home no longer feels like an obstacle course.

Build the Reset Ritual →
Learning Systems September 24, 2025

How I Learn Faster by Organizing Text with an LLM Agent Workflow

My six-agent pipeline—Cleaner, Chunker, Grouper, Structurer, Refiner, Cataloguer—turns messy transcripts into a corporate-grade knowledge map without sacrificing detail.

Architect Your Learning Loop →
AI Notification Architecture September 22, 2025

Precision Nudges: Designing LLM Microservices for Cuculi

A minimalist, professional blueprint for orchestrating Flask and Lambda LLM agents, MongoDB vector search, and psychology-driven prompts that scale Cuculi's notification program with confidence.

Design the Agent Mesh →
Design Systems September 21, 2025

Designing a Modern Corporate Storytelling Website

A modern storytelling blueprint that translates complex initiatives into a guided web experience with progressive disclosure, sticky navigation, and responsive cards.

Build the Narrative →
Quarterly Planning September 20, 2025

Q4 Playbook: THV4 & CDP Exit Alignment

Executive summary, key insights, and implementation guardrails for Wil2 and BLR2 teams to land THV4, drive reconciliation to 99%+, and complete the CDP data center exit.

Read the Q4 Brief →
Incident Response September 19, 2025

Restoring Transaction Enrichment in CR

How cross-team triage diagnosed ETU nulls, revived batch processing, and reset data conditioning rituals to recover enriched merchant details in the CR environment.

Read the Incident Playbook →
Fintech Architecture September 18, 2025

Strategic Architectural Decision: Option B for Transaction History

Why the cross-product platform pivoted back to Option B after uncovering mainframe MQ constraints, and how the team is executing toward a unified CDA experience.

Read the Architecture Playbook →
Macro Playbook September 16, 2025

Infographic: The 5 Forces Shaping Everything

Visualize the repeating 80-year cycles that emerge when debt stress, internal strain, geopolitics, shocks, and technological competition collide—and what to do about them.

Explore the 5 Forces →
Operational Intelligence September 15, 2025

DDA Going Primary Dashboard Strategy

Dashboards aren't just tools—they are the nerve center of DDA Going Primary, aligning leaders around the push to production readiness.

Read the Dashboard Strategy →
AI Productivity September 14, 2025

AI Writing Revolution: The Complete Productivity Guide

How artificial intelligence is transforming the writing process and boosting output by 40% across ideation, drafting, and editing.

Read the Guide →
AI Architecture September 21, 2025

Smart Nudges Playbook for Cuculi AI

Explore the 10-pillar Cuculi AI strategy for psychology-driven notifications, complete with architecture diagrams, implementation timeline, and success metrics.

Open the Playbook →
Startup Strategy September 14, 2025

Reddit Startup Idea Validation

A systematic approach to surfacing validated startup ideas from Reddit and transforming them into Framer prototypes.

Validate with Reddit →
Quality Engineering March 24, 2025

End-to-End and API Testing for ETD

The full QA playbook for Enhanced Transaction Details—from layered API validation and merchant enrichment checks to mobile UX, load, and compliance testing.

Explore the Testing Strategy →
Fintech Architecture March 18, 2025

The ETD API: From Raw Data to Rich Experience

A deep dive into the event correlation, enrichment, and customer experience metrics behind our flagship ETD API case study.

Read Case Study →
Backend Reliability March 16, 2025

Diagnosing the Cuculi Backend Slowdown

Two minutes after the 1:30 PM push, response times tripled and socket listeners lagged—this is the triage plan to get the Hapi stack breathing again.

Review the Incident Plan →
API Modernization March 12, 2025

DDA API Migration: V2 to V3

An urgent roadmap for aggregators to eliminate thread-hanging failures, align with supported versions, and unlock new ETD capabilities.

Plan the Migration →
Fintech Education March 5, 2025

Designing the Debit Card Transaction Processing ETL Demo

Go behind the scenes of the debit card sandbox that visualizes authorization, memo, and merchant enrichment in one interactive flow.

Walk Through the Demo →
AI Product Design February 25, 2025

The Anatomy of an AI-Powered Nudge Engine

How vector search, RAG messaging, and AWS services combine to ship hyper-relevant nudges that boost RSVP velocity.

Design the Nudge Engine →
AI Operations February 21, 2025

Building a VA-in-the-Loop System with AI Checklists

The operating system I use to keep virtual assistants, AI agents, and distribution platforms shipping in sync every week.

Build the Loop →
Productivity Systems February 18, 2025

Building the HTML Source Code Viewer in a Weekend

Quick recap of the design decisions, fetch workflow, and clipboard tricks that made the new HTML Source Code Viewer feel fast and reliable.

See the Build Notes →
AI & Team Management January 15, 2025

AI-Powered Virtual Assistant Management

How I shifted my VA program from tracking hours to measuring value, pairing human judgment with AI amplification for maximum output.

Optimize Your VA Program →
Empire Building January 15, 2025

System Thinking: The Foundation of Every Great Empire

LifeOS development reminded me that enduring empires are built on systems, not goals—here's how to design loops that compound over time.

Design Better Systems →
AI Integration January 12, 2025

How AI is Predicting My Most Productive Hours

LifeOS now forecasts my peak performance windows and auto-schedules deep work, proving AI is most powerful when it learns your patterns.

Unlock Your Peak Hours →

Let's Connect

Interested in AI, productivity, entrepreneurship, or just want to say hello? I'd love to hear from you.

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Twitter

@chriscruzai
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