Q4 Playbook: THV4 & CDP Exit Alignment
Executive summary, key insights, and implementation guardrails for Wil2 and BLR2 teams to land THV4, drive reconciliation to 99%+, and complete the CDP data center exit.
Read the Q4 Brief →Building the future of productivity and human-AI collaboration. Currently leading AI initiatives at J.P. Morgan while scaling Cruz AI agency.
A seeker, builder, and connector who thrives at the intersection of tech, creativity, and human connection.
Born in Pleasantville, New York to Ecuadorian and Dominican parents, I've always been drawn to building bridges between different worlds. My journey has taken me from founding startups that scaled to 200+ people, to leading AI initiatives at J.P. Morgan, to exploring 15+ countries as a digital nomad.
I believe that structure creates freedom, and that the best technology enhances human potential rather than replacing it. This philosophy drives everything I build - from productivity systems to AI solutions to the comprehensive life management platform I'm developing called LifeOS.
Leading AI innovation in financial services while building the future of productivity.
AI & Financial Infrastructure
Leading strategic initiatives including DDA Going Primary and AI-powered enrichment models for transaction clarity. Managing teams and driving digital transformation in banking.
Founder & CEO
Building an AI agency that consults and creates AI solutions for businesses. Democratizing AI access and helping organizations leverage technology for growth.
Author & Educator
Writing a book on Apple Shortcuts & AI automation, sharing insights on productivity, and building educational content around AI and personal development.
AI-powered productivity tools and systems that enhance human potential and daily workflows.
AI-powered weekend and activity planner that helps you discover and plan exciting things to do in your area. Generate personalized recommendations based on your preferences and location.
Launch App →Eisenhower Matrix-based project management with AI-powered task creation and natural language planning. Organize and prioritize your work with intelligent automation.
Launch App →Lightweight inspector that fetches and formats any public page's HTML so you can audit markup, troubleshoot landing pages, or copy embeds without leaving the browser.
Launch App →AI-powered knowledge management with note-taking, organization, and intelligent insights. Build your personal knowledge base with smart categorization and search.
Launch App →Comprehensive fitness tracking with exercise libraries, progress charts, and workout planning. Monitor your fitness journey with detailed analytics and goal setting.
Launch App →Thoughts on AI, productivity, entrepreneurship, and building a meaningful life.
Executive summary, key insights, and implementation guardrails for Wil2 and BLR2 teams to land THV4, drive reconciliation to 99%+, and complete the CDP data center exit.
Read the Q4 Brief →How cross-team triage diagnosed ETU nulls, revived batch processing, and reset data conditioning rituals to recover enriched merchant details in the CR environment.
Read the Incident Playbook →Why the cross-product platform pivoted back to Option B after uncovering mainframe MQ constraints, and how the team is executing toward a unified CDA experience.
Read the Architecture Playbook →Visualize the repeating 80-year cycles that emerge when debt stress, internal strain, geopolitics, shocks, and technological competition collide—and what to do about them.
Explore the 5 Forces →Dashboards aren't just tools—they are the nerve center of DDA Going Primary, aligning leaders around the push to production readiness.
Read the Dashboard Strategy →How artificial intelligence is transforming the writing process and boosting output by 40% across ideation, drafting, and editing.
Read the Guide →Behavioral psychology-driven notifications that convert never-engaged users into active participants through 23 specialized nudge types.
Explore the Nudge System →A systematic approach to surfacing validated startup ideas from Reddit and transforming them into Framer prototypes.
Validate with Reddit →The full QA playbook for Enhanced Transaction Details—from layered API validation and merchant enrichment checks to mobile UX, load, and compliance testing.
Explore the Testing Strategy →A deep dive into the event correlation, enrichment, and customer experience metrics behind our flagship ETD API case study.
Read Case Study →Two minutes after the 1:30 PM push, response times tripled and socket listeners lagged—this is the triage plan to get the Hapi stack breathing again.
Review the Incident Plan →An urgent roadmap for aggregators to eliminate thread-hanging failures, align with supported versions, and unlock new ETD capabilities.
Plan the Migration →Go behind the scenes of the debit card sandbox that visualizes authorization, memo, and merchant enrichment in one interactive flow.
Walk Through the Demo →How vector search, RAG messaging, and AWS services combine to ship hyper-relevant nudges that boost RSVP velocity.
Design the Nudge Engine →The operating system I use to keep virtual assistants, AI agents, and distribution platforms shipping in sync every week.
Build the Loop →Quick recap of the design decisions, fetch workflow, and clipboard tricks that made the new HTML Source Code Viewer feel fast and reliable.
See the Build Notes →How I shifted my VA program from tracking hours to measuring value, pairing human judgment with AI amplification for maximum output.
Optimize Your VA Program →LifeOS development reminded me that enduring empires are built on systems, not goals—here's how to design loops that compound over time.
Design Better Systems →LifeOS now forecasts my peak performance windows and auto-schedules deep work, proving AI is most powerful when it learns your patterns.
Unlock Your Peak Hours →Interested in AI, productivity, entrepreneurship, or just want to say hello? I'd love to hear from you.